NET PROFIT
OPER. PROFIT 

• NET PROFIT REGISTERS A GROWTH OF 45.49% AT RS. 260 CRORE FROM RS. 179 CRORE DURING FY 2009- 10.
• OPERATING PROFIT REGISTERS A GROWTH 108.39% AT Rs 646 CRORE FROM Rs 310 CRORE DURING FY 2009-10

GLOBAL
BUSINESS

• GLOBAL BUSINESS RECORDS A GROWTH OF 18.85% Y-O-Y AT RS. 2,00,623 CRORE.
• GLOBAL DEPOSITS & ADVANCES GREW AT 18.37% & 19.55% Y-O-Y STOOD AT RS. 1,18,876 CRORE AND RS 81,746 CRORE RESPECTIVELY.

DOMESTIC
BUSINESS

• DOMESTIC BUSINESS GROWTH AT 18.23% Y-O-Y & PLACED AT RS. 1,87,604 CRORE.
• DOMESTIC DEPOSITS & ADVANCES GREW AT 18.20% & 18.28%, Y-O-Y STOOD AT RS. 1,12,046 CRORE & RS. 75,558 CRORE RESPECTIVELY.

CASA

• SAVINGS DEPOSIT GROWTH AT 30.92 % y-o-y. 

CRAR

• CRAR AT 13.61% WITH T1 AT 7.55% IS VERY HEALTHY

• NET NPA RATIO BROUGHT DOWN TO 1.14%.
• COVERAGE RATIO STEPPED UP FROM 50.10% TO 58.04%.

• IMPROVEMENT EFFECTED IN KEY FINANCIAL RATIOS SUCH AS RETURN ON ASSETS (ROA), COST TO INCOME RATIO, NET INTEREST MARGIN (NIM) DURING Q1 2010-11
• NIM IS 3.07% VIS-À-VIS 1.74%

• 100% CBS COVERAGE OF ALL 2152 BRANCHES AND 7 EXTENSION COUNTERS.
• 500 ATMS OPERATIONAL AS OF 30TH JUNE 2010, OF WHICH 340 ON-SITE & 160 OFF-SITE.
• 9.66 LACS VISA DEBIT CARDS ACTIVATED (0.40 LACS ADDED DURING THIS QUARTER)
• ALL 2152 BRANCHES ARE RTGS/NEFT LIVE
• RTGS/NEFT IMPLEMENTED THROUGH E-BANKING.

CORPORATE
INITIATIVES

• ADOPTED KAJIYANA AND KHALISPUR VILLAGES IN RAI BARELI DISTRICT. THE VILLAGE ADOPTION WAS INAUGRATED BY SMT. SONIA GANDHI, UPA CHAIRPERSON.
• THE BANK HAS ADOPTED 10 VILLAGES SO FAR UNDER UCO SAMAGRA GRAMIN VIKAS YOJNA.
• BANK HAS DECIDED TO DEVELOP ROAD FROM RAGHUNATHGANJ TO BAGHA VILLAGE WHICH WAS ADOPTED BY UCOBANK ON 2.1.2010.
• UCO BANK’S MOVE TOWARDS FINANCIAL INCLUSION BY LAUNCHING “UCO-MOBILE BANK” – THE CBS ENABLED BRANCH-ON-WHEELS. IN ALL 4 UCO MOBILE BANKS LAUNCHED.
• 45 BRANCHES DESIGNATED FOR SENIOR CITIZENS ACROSS THE COUNTRY.