Uco Bank
(A Govt of India Undertaking)
Honours Your Trust
H.O. 10, B.T.M. Sarani, Kolkata - 700 001. Website : www.ucobank.com

SSI
CHARTER

COMMITTED
TO HELP
Small Scale
Units.
A firm step
to create more
employment

Structured schemes especially
designed to meet
Credit requirements
of SSI Sector

Term loan facility to meet
liquidity constraints

Collateral free loans
with interest
concession for Women
entrepreneurs

• Both term and working capital loan sanctioned for setting up of a new Industrial Unit or expansion/modernization/technological upgradation of an existing industrial unit.
• Simple Loan Application Forms
• Acknowledgement for receipt of Loan
  Application.

  TIME NORMS :
  
  Disposal of Loan Applications

  Upto Rs.25,000	Two Weeks
  Over Rs. 5 lacs	Four Weeks
  Upto Rs.5 lacs	Eight to Nine Weeks

• COLLATERAL FREE LOANS :
  No collateral security/Third Party Guarantee is required.

  For loans upto Rs.5 lacs
  For loans upto Rs.25 lacs on the basis of good track record and financial position
  For loans upto Rs.25 lacs under the scheme of Credit Guarantee Trust Fund for Small Industries (CGTSI)

• Composite Loan upto Rs. 50 Lacs to SSI Units :

• Rate of Interest :

  Total funded exposure :

  Upto Rs.50,000	9%
  More than Rs.50,000 &upto Rs.2 lacs	10%
  More than Rs.2 lacs &upto Rs.5 lacs	11.5%
  More than Rs.5 lacs &upto Rs.10 lacs*	12%
  More than Rs.10 lacs &upto Rs.25 lacs*	13%

  *with maturity less than 3 years