UCO Bank- UCO Banks Current Account Know Features And Apply Now

Current Account

UCO Care Plus

Details/Features as under:-

With a view to cater the need of high net worth individual/non individual and looking into the availability of similar product in the market, a new product titled “UCO CARE PLUS” has been introduced.

The features of the scheme is as under.

S.No.	Particulars	Features
1.	Cheque Book	Free
2.	PO/DD	Free
3.	NEFT	Free
4.	RTGS	Free
5.	Ledger Folio Charges	Free
6.	Standing Instructions	Free
7.	Statement of Account	Free
8.	Cheque Collection	Free
9.	Debit Card	Free
10.	Online Tax Payment facility	Free
11.	E – Banking/ M banking	Free
12.	SMS Charges	Free
13.	Stop payment	Free
14.	Signature verification	Free
15.	Photograph attestation	Free
16.	IMPS	Free (One Per Day)
17.	POS Machine- Monthly rent	Free for two POS
18.	Minimum Average Monthly Balance to be maintained in the account	Rs 500000/ only
19.	Minimum Amount to open Account	Rs 50000/ Only
20.	Auto Sweep facility	Allowed
20.1	Minimum balance to avail auto sweep facility & amount of trenches	Minimum balance Rs 5 Lakh for availing auto sweep facility and auto sweep in trenches of Rs 50000
20.2	Tenor of deposit under auto sweep	Maximum 90 days
20.3	Premature Penalty	Nil
21	Immediate credit of out station cheque	Limit up to Rs 25000 per occasion
22	Cash Handling Charge	As per bank applicable charges from time to time
23	Cash withdrawal
23.1	At Local Non base branch	Self withdrawal upto Rs 50000 per day- free
23.2	At outstation Non base branch	Self withdrawal upto Rs 50000 per day – free No cash payment/ withdrawal allowed to third party at non base branch.
24	Payment against unclear effects	As per delegated power of the Branch Head.
25	Charges for Non- maintenance of minimum monthly average balance (Per Quarter)	Rs 1000 + GST (as applicable)
26	If the default occur for any 2 consecutive months in a financial year.	Account will be downgraded to UCO Basic Account Scheme (i.e. no concession in charges) for a period of 4 qt and will be upgraded to UCO CARE PLUS after one quarter of maintaining MAB.
27	Charge for closure of account within 12 Months	Rs 1000 + GST (as applicable)
28	Scheme Code	CA612
29	GL sub Head	11046- DEMAND DEP – UCO CARE-IND 11056 – DEMAND DEP – UCO CARE-FIRM & CO

UCO Basic Current Account

Salient Features

UCO BASIC CURRENT DEPOSIT SCHEME

Minimum Balances to open Account.

And

Minimum Average Quarterly Balances to be maintained in the account.

A- UCO CURRENT BASIC MINIMUM BALANCES
CATEGORY	METRO	URBAN	SEMI-URBAN	RURAL
Individual	Rs. 3000/-	Rs. 3000/-	Rs. 2000/-	Rs. 1000/-
Others	Rs. 5000/-	Rs. 5000/-	Rs. 2500/-	Rs. 2000/-

Cheque Book

Rs. 3/- per cheque leaf (No Free Cheque leaves)

Immediate credit of outstation cheques

Upto Rs. 15000/- per occasion.

PO/DD/TT/MT

Facilities available with applicable charges.

NEFT

Waiver of charges on NEFT transactions upto Rs. 1 lac only. Thereafter, charges as applicable.

RTGS

Charges as applicable.

Ledger Folio Charges

Charges as applicable

Standing Instructions

Details	Service Charges
Same Branch and in same name	Nil per transaction
Same Branch and in different name	Rs. 25/- for individuals Rs. 50/- others per transaction
Involving another branch	Rs. 25/- for individuals Rs. 50/- others per transaction Plus actual remittance charges
Insufficiency of funds to carry out Standing Instructions	Rs. 50/- per occasion.

Balance Certificate

Rs. 75/- per occasion

10.

Auto-Sweep Facility

Not Available under this deposit scheme

11.

Statement of Account

Monthly one free, thereafter, Rs. 100/- per request

12.

Cheque Collection

Inter Sol Charges
Outstation Cheque Collection charges

Base branch at same centre- Collection of local cheque by any CBS branch at the same centre where base branch is located - FREE
Non-base Branch of Other Centre - Outstation cheque collection charges plus fund transfer (Inter Sol) charges will be levied.

13.

Cash Deposit

For the Customers of our own Bank Inter Sol charges for Deposit of Cash at a Non-base branch at other SOL - FREE of charge
Deposit of Cash at any branch of other Bank for credit to account with our Bank Branch & vice-versa - will attract charges.
However, cash handling charges will be levied extra.

14.

Cash Withdrawal

At Local non base branch and

At Outstation Non-base branch

Upto Rs..25000/- per day - Rs. 10/- per Inter Sol

Charges per transaction

  a) above Rs. 25000/-@ Rs. 1.75 per thousand
  b) above Rs. 25000/-@ Rs. 3/- per thousand
  (No Third party cash withdrawal allowed and Self withdrawal restricted to Rs. 50000/- per day at non base branch)

15.

Charges for non-maintenance of minimum quarterly average balance

Rs. 500 per Quarter

16.

Charge for closure of Account. within 12 months

For Firms and Companies Rs. 500/-
For Others Rs. 250/-

(Note - No Charges shall be levied in case of death of depositor and transfer of deceased Depositors Account to our other branch)

17.

VISA Debit Card

FREE (Facility available for Individual Current Account-holders only)

18.

e-banking facility
Mobile Banking facility

AVAILABLE

19.

Toll Free Number (Help-Line)

1800-103-0123

Click here to apply online

Saving Account
Saving Account
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Current Account
Current Account
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Salary Account
Salary Account
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Sukanya Samridhi
Sukanya Samridhi
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Recurring Deposit
Recurring Deposit
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Fixed Deposit
Fixed Deposit
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PPF Account
PPF Account
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Interest Rate Deposit Account
Interest Rate Deposit Account
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Current Account

UCO Care Plus

UCO Basic Current Account

UCO Care Current Account

Saving Account

Current Account

Salary Account

Sukanya Samridhi

Recurring Deposit

Fixed Deposit

PPF Account

Interest Rate Deposit Account

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