UCO Bank

Debit Cards

bag We are delighted to welcome you to a world where convenience and security is a way of life with UCO Bank's Debit Card. Now you no longer need to worry whether you are carrying enough cash, just use your UCO Debit Card to enjoy the convenience of anywhere, anytime banking plus tension-free shopping, bill payments, dinning out, booking tickets online and transfer transactions at ATMs in India. After all, it's like carrying cash from your bank balance-without inconvenience or risk of carrying cash. 'Freedom from Cash' simply epitomizes all that UCO Bank Debit Card stands for.

Bank has introduced Non-personalized/Personalized Debit Card of both Rupay & Visa Variants for providing superior services and convenience banking along with enhanced security features, anywhere, anytime to our valuable customers.

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Facility with UCO Bank Debit card
  1. Anywhere, any time cash
  2. Online Bill Pay
  3. Online Purchase
  4. e-shopping
  5. Grocery shopping
  6. Point Of Sale
  7. Dining and Movie
  8. Lounge access at Airport (with RuPay Platinum – personalised card)
  9. And many more …

Benefits of Rupay Platinum (Personalised)
  • No requirement of minimum balance to be maintained in Account.
  • Personal Accident insurance cover of Rs 2 lakh for the card holders (by RuPay).
  • Access to Airport lounge (2 times per quarter). - Click here for Lounge Details
  • 5% Cashback on utility bill payments(capped at Rs 50/month/card)

Benefits of Rupay Platinum (Non Personalised)
  • No requirement of minimum balance to be maintained in Account.
  • Personal Accident insurance cover of Rs 2 lakh for the card holders.
  • 5% Cashback on utility bill payments(capped at Rs 50/month/card)
RuPay International Debit Card (Non-Personalised)

 

  • It is a Non-Personalised International debit Card.
  • Type of Account where card can be issued:
    • Saving/ Current (Individual & Proprietorship) A/c holder.
    • Staff OD A/c holder.
    • Cash Credit (CC) against Bank’s own Deposit Account.
  • Minimum/ Average Balance required: No such restrictions.
 
  • Features:
    • Instant Issuance & Activation from Branch.
    • Accepted Globally.
    • Personal accident insurance and Permanent total disability Cover: Rs. 1 Lakhs
    • Exclusive Merchant offers round the year in PoS and E-com transaction.
  • Daily Withdrawal Limits:
    • ATM: Rs.25,000/-
    • PoS/ E-Commerce: Rs.50,000/-
  • 1st time Issuance Charges: Nil, Reissue charge: Rs.120/- (including Tax)
  • AMC Charges: Rs.120/-(including Tax)
  • International usage is by default disabled for International Cards. Customer can enable the International usage through UCO Secure App or ATM Card Control in UCO Bank website www.ucobank.com

* Terms and conditions apply

 

 

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RuPay General Debit Card (Non-Personalised)

 

  • It is a Non-Personalised debit Card which may be availed instantly from Branches.
  • Type of Account where card can be issued:
    • Saving/ Current (Individual & Proprietorship) A/c holder.
    • Staff OD A/c holder.
    • Cash Credit (CC) against Bank’s own Deposit Account.
  • Minimum/ Average Balance required: No such restrictions.

 

  • Features:
    • Instant Issuance & Activation from Branch.
    • For use only in India
    • Personal accident insurance and Permanent total disability Cover: Rs. 1 Lakhs
    • Exclusive Merchant offers round the year in PoS and E-com transaction.
  • Daily Withdrawal Limits:
    • ATM: Rs.25,000/-
    • PoS/ E-Commerce: Rs.50,000/-

 

  • 1st time Issuance Charges: Nil, Reissue charge: Rs.120/- (including Tax)
  • AMC Charges: Rs.120/-(including Tax)

* Terms and conditions apply

 

 
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RuPay Platinum-Insta International Debit Card (Non-Personalised)

 

  • It is a Non-Personalised International debit Card which may be availed instantly from Branches.
  • Type of Account where card can be issued:
    • Saving/ Current (Individual & Proprietorship) A/c holder.
    • Staff OD A/c holder.
    • Cash Credit (CC) against Bank’s own Deposit Account.
  • Minimum/ Average Balance required at the time of Issuance: No such restrictions.

 

  • Features & USPs:
    • Instant Issuance & Activation from Branch.
    • 5% Cash Back on Utility Bill Payments capped at Rs. 50/- per month per card.
    • Complimentary Airport Lounge access: - Per card twice in a Quarter.
    • Personal accident insurance and Permanent total disability Cover: Rs. 2 Lakhs
    • Exclusive Merchant offers round the year in PoS and E-com transaction.
    • Accepted Globally and exclusive offers are available on International usages.

 

  • Daily Withdrawal Limits:
    • ATM: Rs.50,000/-
    • PoS/ E-Commerce: Rs.1,00,000/-
  • 1st time Issuance Charges: Nil, Reissue charge: Rs.120/- (including Tax)
  • AMC Charges: Rs.120/-(including Tax)
  • List of Lounges : https://www.rupay.co.in/lounges
  • International usage is by default disabled for International Cards. Customer can enable the International usage through UCO Secure App or ATM Card Control in UCO Bank website www.ucobank.com

 

* Terms and conditions apply

 

 
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RuPay Platinum International Debit Card (Personalised)

 

  • It is a non-photo based Name embossed Personalised Card which can be used internationally.
  • Type of Account where card can be issued:
    • Saving/ Current (Individual & Proprietorship) A/c holder.
    • Staff OD A/c holder.
    • Cash Credit (CC) against Bank’s own Deposit Account.
  • Minimum/ Average Balance required: No such restrictions.

 

  • Features & USPs:
    • 5% Cash Back on Utility Bill Payments capped at Rs. 50/- per month per card
    • Complimentary Airport Lounge access: - Per card twice in a Quarter
    • Personal accident insurance and Permanent total disability Cover: Rs. 2 Lakhs
    • Exclusive Merchant offers round the year in PoS and E-com transaction.
    • Accepted Globally and exclusive offers are available on International usages.
  • Daily Withdrawal Limits:
    • ATM: Rs.50,000/-
    • PoS/ E-Commerce: Rs.1,00,000/-

 

  • Issuance Charges: Rs.120/- (including Tax)
  • AMC Charges: Rs.120/-(including Tax)
  • List of Lounges : https://www.rupay.co.in/lounges
  • International usage is by default disabled for International Cards. Customer can enable the International usage through UCO Secure App or ATM Card Control in UCO Bank website www.ucobank.com
* Terms and conditions apply

 

 
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VISA General International Debit Card (Non-Personalised)

 

  • It is a Non-Personalised International debit Card.
  • Type of Account where card can be issued:
    • Saving/ Current (Individual & Proprietorship) A/c holder.
    • Staff OD A/c holder.
    • Cash Credit (CC) against Bank’s own Deposit Account.
  • Minimum/ Average Balance required: No such restrictions.

 

  • Features:
    • Accepted Globally for ATM, POS and e-commerce merchants where payment accepted in INR.
  • Daily Withdrawal Limits:
    • ATM: Rs.25,000/-
    • PoS/ E-Commerce: Rs.50,000/-

 

* Terms and conditions apply

 

 
uco bank
VISA EMV Classic International Debit Card (Personalised)

 

  • It is a Personalised International debit Card where card holder name is embossed on the card.
  • Type of Account where card can be issued:
    • Saving/ Current (Individual & Proprietorship) A/c holder.
    • Staff OD A/c holder.
    • Cash Credit (CC) against Bank’s own Deposit Account.
  • Minimum/ Average Balance required: No such restrictions.

 

  • Features:
    • Accepted Globally for ATM, POS and e-commerce merchants where payment accepted in INR.
  • Daily Withdrawal Limits:
    • ATM: Rs.25,000/-
    • PoS/ E-Commerce: Rs.50,000/-

 

* Terms and conditions apply

 

 
uco bank
VISA Gold International Debit Card (Personalised)

 

  • It is a Photo-based Name embossed Personalised International debit Card with special recognition and offers at retail, dining, travel and entertainment establishment around the world.
  • Type of Account where card can be issued:
    • Saving/ Current (Individual & Proprietorship) A/c holder.
    • Staff OD A/c holder.
    • Cash Credit (CC) against Bank’s own Deposit Account.
  • Minimum/ Average Quarterly Balance required:
    • Customers: Rs. 50,000/-
    • Staffs: No such restrictions.

 

  • Features:
    • Accepted Globally for ATM, POS and e-commerce merchants where payment accepted in INR.
    • Special recognition and more merchant offers world-wide.
  • Daily Withdrawal Limits:
    • ATM: Rs.50,000/-
    • PoS/ E-Commerce: Rs.50,000/-

 

* Terms and conditions apply

 

 
uco bank
VISA Platinum International Debit Card (Personalised)

 

  • It is a Photo-based Name embossed International debit Card that comes with a host of attractive lifestyle privileges and experiences.
  • Type of Account where card can be issued:
    • Saving/ Current (Individual & Proprietorship) A/c holder.
    • Staff OD A/c holder.
    • Cash Credit (CC) against Bank’s own Deposit Account.
  • Minimum/ Average Balance required:
    • Customers/ Staffs: Rs. 1,00,000/-

 

  • Features:
    • Accepted Globally at over 10 million merchant outlets.
    • Global customer assistance.
    • Global ATM Network with over 1.9 million ATM locations worldwide.
    • Worldwide discounts and Privileges.
  • Daily Withdrawal Limits:
    • ATM: Rs.50,000/-
    • PoS/ E-Commerce: Rs.1,00,000/-

 

* Terms and conditions apply

 

 
uco bank
VISA Signature International Debit Card (Personalised)

 

  • It is a Photo-based Name embossed International debit Card with exceptional spending power, high level of rewards, priority customer service & exclusive privileges.
  • Type of Account where card can be issued:
    • Saving/ Current (Individual & Proprietorship) A/c holder.
    • Staff OD A/c holder.
  • Minimum/ Average Balance required: Rs. 2,00,000/-

 

  • Features:
    • Accepted Globally at over 10 million merchant outlets.
    • Global customer assistance.
    • Global ATM Network with over 1.9 million ATM locations worldwide.
    • Enjoy exclusive deals, discounts and privileges world-wide.
  • Daily Withdrawal Limits:
    • ATM: Rs.50,000/-
    • PoS/ E-Commerce: Rs.2,00,000/-

 

* Terms and conditions apply

 

 
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Do's:
  • After receiving your card, please sign immediately on the signature panel on the reverse of your card to prevent any misuse.
  • You will be receiving your Personal Identification Number (PIN) from your branch. On receipt of your PIN, Use your new card on an ATM immediately to change the system generated PIN to a new four digit number of your choice, memorize it and destroy the PIN mailer.
  • Never use a PIN that could be easily guessed, e.g. your birthday or telephone number.
  • Please keep a separate note of your card number and associated account number. These particulars will be necessary for blocking the card in case of loss of the card.
  • As the UCO Bank Debit card is EMV Card (Chip based) which could be dipped instead of being swiped at POS Machines.
  • Cardholder(s) to change PIN of Debit Card on regular basis (at least once in 180 days) as security precaution.
  • By Default all debit card International Usage will be disabled. It is responsibility of card holders to enable International usage of debit card before using internationally.
  • Customer has to use debit card at least once at ATM before using for Online transaction.
  • Customer has to use debit card at least once at ATM in India before using it Internationally.
  • Always remember to update your email and mobile numbers with UCO BANK to get important updates & alerts.

Do Not's:
  • Do not share Card Details/PIN/OTP with anyone.
  • Do not bend your card.
  • Do not expose your card to sunlight.
  • Do not damage the chip on the card accidentally.

You can use your UCO Debit Card whenever you travel abroad. You can pay directly for your purchases or withdraw cash at international ATMs. Your debit card is accepted at millions of shopping locations and ATMs across the world.

Variants of Rupay/Visa Debit cards by UCO Bank
TYPE OF CARD Per Day Cash Withdrawal Limit Per Day Limit in POS/ e-Commerce Transactions
Platinum Personalised (Rupay) classic-visa Rs. 50,000 Rs. 1,00,000
Platinum Non-Personalised (Rupay) gold-visa Rs. 50,000 Rs. 50,000
Classic (RuPay) classic-rupay Rs. 25,000 Rs. 50,000
KCC (RuPay) kcc-rupay Rs. 25,000 --
Mudra(RuPay) emv-visa Rs. 25,000 Rs. 50,000
Classic (Visa) classic-visa Rs. 25,000 Rs. 50,000
Gold (Visa) gold-visa Rs. 50,000 Rs. 50,000
Platinum (Visa) platinum-visa Rs. 50,000 Rs. 1,00,000
Signature (Visa) signature-visa Rs. 50,000 Rs. 2,00,000
EMV (Visa) emv-visa Rs. 25,000 Rs. 50,000
Minors - Cards issued to Minors will have limit of Rs. 3,000/- per day and Rs. 15,000/- per month.

Customers can generate new PIN for Debit Card by using Green PIN option at UCO BANK ATM.

The Green PIN functionality is available at UCO Bank’s ATMs for all variant of ATM/Debit Cards except RUPAY KCC and RUPAY Mudra Card

In this context:

  • The new Green PIN menu is available on the left bottom side of Language selection screen of UCO Bank ATM.
  • For using Green PIN functionality Card must be in activated status.
  • The Green PIN functionality can be availed through UCO Bank ATMs only,
  • For availing Green PIN functionality- Mobile Number has to be registered with Bank.

SEND SMS

  1. “HOT” to 9230192301 to hot-list all cards attached with mobile no by which SMS is being sent will be hot-listed.
  2. “HOT” to 9230192301 to hot-list the specific card no mentioned by last 4 digits.
  3. “HOT”<14 digit account no.> to 9230192301 to hot-list all cards linked to given account no will be hot-listed.
  4. Any customer can contact Bank’s customer care either by dialing toll free no 18002740123 or by e-mailing uco.custcare@ucobank.co.in for hot-listing of debit card at any point of time.
  5. Customer can disable Card Transaction features using ‘UCO SECURE’ App of Bank. ‘UCO SECURE’ App can be downloaded from play store or it can be accessed through pre login page of ‘UCO Mobile’ App.

For Service & Other Charges in regard to Debit card please refer Service Charge Section of UCO BANK Website.

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UCO Bank Suvidha ℮ Prepaid Card is a chip-based general purpose reloadable Pre-paid Card that can cater all your financial needs. With this card the cardholder can withdraw funds from ATM as per their need and can purchase at any merchant outlet with POS device. It can help you to buy at E-commerce sites also. This is a total package made just as per your requirement.


Benefits of pre-paid cards:
  • These cards can be used to buy goods and services without the hassle of cash transactions.
  • The prepaid cards can be used to withdraw cash from ATMs (open looped cards).
  • It helps you to plan your expense and spend only what is budgeted. This curbs uncontrolled spending.
  • The reloadable card allows you to add extra funds as and when required (until the card validity expires).
  • Using prepaid cards is easy and it is readily available in the market.
  • These cards can be used for a variety of purposes like paying outstanding bills using mobile phones too.
  • While travelling anywhere in India the travelers’ card makes it possible for you to travel without having to carry cash.

Online Usage

UCO Bank Suvidha ℮ Prepaid Card can be used online to pay bills, booking movie tickets or train tickets, planning your travel packages, online shopping etc. It is easy, convenient and safe to use your UCO Bank Suvidha ℮ Prepaid Card online with Rupay.


Transaction Limit

 

 

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By Cash/Transfer/Cheque/e-Banking/M-Banking (Customers)

Maximum Rs. 1 lac with full KYC (At any point of time)

By Cash (Non-Customers)

Maximum Rs. 20,000 for Full KYC (At any point of time)

By Debit Card/Mobile Wallet/Payment Gateway

Maximum Rs. 1 lac with full KYC (At any point of time)

 

Per Transaction

Purchase (POS & e-com transactions)

As per the balance available in the card.

ATM Cash Withdrawal

Rs. 25000/- for full KYC

General Guidelines/Safety tips
  • Kindly read carefully the enclosed user's manual and instructions on the PIN mailer.
  • You will be receiving your Personal Identification Number (PIN) from your branch. On receipt of your PIN, memorize it and destroy the PIN mailer.
  • You can change your PIN from the customer portal of UCO Bank Pre-paid Card or through IVR. Change the PIN to a new four digit number of your choice.
  • Never use a PIN that could be easily guessed, e.g. your birthday or telephone number.
  • Please keep the Personal Identification Number (PIN) secret and do not disclose the PIN to anybody including a family member or your banker. In case the PIN is divulged, please change your PIN through the customer portal of UCO Bank Pre-paid card or IVR.
  • Giving your card and disclosing PIN to someone is like giving a blank signed cheque.
  • Beware of "Shoulder surfing", i.e. shield your PIN from onlookers by using your body. Once you complete your transaction, check to be sure that you have your Card and your receipt, and then leave immediately.
  • Never let anyone see you enter your PIN.
  • Please do not allow any other person to enter the ATM room. When you are transacting on the ATM and similarly please wait outside the ATM room if anybody is already inside.
  • Please keep a separate note of your card number. These particular will be necessary for blocking the card in case of loss of the card.
  • 24 x 7 UCO BANK helpline numbers: 18002740123.

FAQ What is the UCO Suvidha ℮ Pre-paid Card?

UCO Bank Suvidha ℮ Prepaid Card is a chip-based general purpose reloadable Pre-paid Card that can cater all your financial needs. With this card the cardholder can withdraw funds from ATM as per their need and can purchase at any merchant outlet with POS device. It can help you to buy at E-commerce sites also. This is a total package made just as per your requirement.


What is the activation time period?

After receiving funds from purchaser, Bank will issue and activate the card within 24 hrs. Thereafter, the card can be used at any merchant location or internet for shopping.

Where can I use the card?

UCO Bank Suvidha ℮ Prepaid Card can be used at any merchant establishments having a PoS device or with Ecom transactions facility throughout India. Moreover this, it can be used to withdraw cash even from ATMs.

Whether the card can be used for International transactions?

No. This card can be used only for Domestic transactions.

Whether this card is reloadable?

UCO Bank Suvidha ℮ Prepaid Card is a general purpose reloadable card, can be reloaded from branch.

How can I check the balance available on my Pre-paid Card?

You can enquire balance available on your gift card by using bank’s internet portal for pre-paid card. Link is given below. Customer Portal: https://cards.cardservices.in/noneportal/uco/html

What is the Process of reissuance of prepaid cards for Lost/Damage/Expired cards?

a) In case of Loss/Damage/Expiry of the card and if there is balance available in the card, the original Purchaser of the card may give a written request and claim the balance amount at the branch where the card was initially purchased.
b) Branch will verify the balance available in the old Lost/Damaged/Expired card through the portal and issue a replacement card.
c) The branch will issue a replacement card with PIN mailer.

Usage of UCO Bank Debit Card should be strictly in accordance with the Exchange Control Regulations. The responsibility of adhering to FEMA / other Forex regulations/guidelines while using debit card globally is on the cardholder. Any violation of the above attracts action under FEMA guidelines at the instance of Reserve Bank of India or UCO Bank

 

Undertaking Form

  • Bank will never ask User Id/ Password/ Personal details by e-Mail/ SMS/ Phone.
  • Do not respond to such fraudulent e-Mails/ SMS/ Phones.
  • For entering Debit Card Pin only use Virtual Keyboard at websites.
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