UCO Bank

Interest Rate on MSME Loans

One Year MCLR= 8.65 % wef 10.09.2018

S.NO.

MSME Products/Schemes

Spread Over One year MCLR

Effective ROI

1

Mudra

0.15

8.80

2

Advances to Micro & Small Enterprises(MSE)

 

 

a.

Funded exposure upto Rs 25 lacs

1.15

9.80

b.

More than 25 lacs and upto Rs 1.00 Crore

2.15

10.80

c.

More than Rs 1.00 Crore

Based on internal rating

 

 

UCO 1

1.90

10.55

 

UCO 2

2.15

10.80

 

UCO 3

2.15

10.80

 

UCO 4

2.65

11.30

 

Below UCO 4

3.15

10.80

Note-

No internal rating required upto Rs 1.00 Crore.
CGTMSE Covergae is mandatory for loans upto Rs 1.00 Crore

 

 

 

 

3.

UCO Udyog Bandhu Scheme

 

 

a.

Upto Rs 10.00 lacs

0.15

8.80

b.

Above Rs 10.00 lacs and upto Rs 1.00 Crore

1.15

9.80

c.

More than Rs 1.00 Crore

Based on internal rating

 

 

UCO 1

1.90

10.55

 

UCO 2

2.15

10.80

 

UCO 3

2.15

10.80

 

UCO 4

2.65

11.30

 

Below UCO 4

3.15

11.80

 

For Women entrepreneurs: 0.50% ROI less than the effective ROI

4.

Uco Mahila Uthan Scheme

 

 

 

Cash credit

0.15

8.80

5.

Advances to MFIs

 

 

 

UCO1/UCO 2

2.15

10.80

 

UCO 3 & below

3.15

11.80

6.

General Credit Card scheme

0.15

8.80

7.

UCO Commercial Vehicle scheme

 

 

 

Loans upto Rs 25 lacs

1.15

9.80

 

Above Rs 25 lacs and upto Rs 1.00 Cr

2.15

10.80

8.

UCO Trader

 

 

 

Loans upto Rs 1.00 Crore

1.15

9.80

 

Above Rs 1.00 Cr to Rs 5.00 Crore

Based on Internal rating

 

 

UCO 1

2.15

10.80

 

UCO 2/ UCO 3

2.40

11.05

 

UCO 4

2.65

11.30

 

Below UCO 4

2.95

11.60

9.

Advances to Medium Enterprises

 

 

 

Exposure upto Rs 1.00 Crore

2.15

10.80

 

Above Rs 1.00 Cr

Based on Internal rating

 

 

UCO 1

1.90

10.55

 

UCO 2

2.15

10.80

 

UCO 3

2.15

10.80

 

UCO 4

2.65

11.30

 

Below UCO 4

2.95

11.60

       

 

S.No.

Scheme

MCLR

Spread

Rate of interest (%)

1

Artisans Credit Card

8.65

1.15

9.80

2

Laghu Uddayami Credit Card

8.65

1.15

9.80

3

PMEGP

8.65

1.15

9.80

4

Rice Sheller Scheme

8.65

1.15

up to 25 lacs= 9.80,
above 25 lacs to 1 cr= 8.65+2.15=10.80,    
above 1 cr according Rating

5

Swarojgar Credit Card

8.65

1.15

9.80

6

UCO Doctor

8.65

1.15

up to 25 lacs= 9.80, above 25 lacs to 1 cr= 8.65+2.15=10.80,     above 1 cr according Rating

7

Weavers Credit Card

8.65

1.15

9.80

8

UCO CA Scheme

8.65

2.15

10.80

9

UCO Roop Sangam

8.65

1.15

9.80

10

UCO Bunkar Rinn Yojana

For working capital upto Rs 50000/-=MCLR=8.65%
Above Rs 5000/- and upto Rs 3 Lacs:MCLR+1.00=9.65%
Above Rs 3.00 lacs & upto Rs 5.00 lacs=MCLR+1.50=10.15%

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APOLOGY TO Mr. Nirmaljit Singh Jossan and Sudesh Jossan | UCO Bank has launched UCO Skill Loan Scheme for providing loan facility to individuals who intend to take up skill development courses. | No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account. | KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary. | Prevent Unauthorized Transactions in your demat account -- Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from NSDL on the same day (issued in the interest of investors). | Service charges on Bills, Remittances, Deposit, Lockers including GST @18% w.e.f 01.08.2017 | We do not advertise our Bank's name/logo on any website posing as customer service points,Bank's customer service point, APNA customer service point, Bankmitra etc. Public is hereby cautioned against any such fraudulent advertisement & is advised to stay away from such fraudulent entities. | Release of Provisional List of Selected Candidates in CRP(PO)-VI 2nd List, by IBPS Mumbai for FY 2017-18 | Release of Provisional List of Selected candidates in CRP(PO)-VII, by IBPS Mumbai for the FY 2018-19 | Release of Provisional Select List of candidates selected in CRP-VII by IBPS, Mumbai for FY 2018-19 | Release of Provisional Select List of candidates selected in CRP-VI 2nd List by IBPS, Mumbai for 2017-18 |
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