Bhim UCO UPI

BHIM UCO UPI

BHIM UCO UPI is a payment app that lets you make simple, easy and quick transactions using Unified Payments Interface (UPI). You can make direct bank payments to anyone on UPI using their UPI ID or scanning their QR with the BHIM app. You can also request money through the app from a UPI ID.

How to access:-

  • Download and Install BHIM UCO UPI app from Google Playstore (Android users) and Apple Store (iOS users).
  • Select your Bank and Bank account.
  • Create a Virtual Payment Address ( VPA)/ UPI ID (example – name@uco).
  • Link your Bank account to UPI ID.
  • Send & receive secure payments instantly

Salient Features

  • BHIM UCO-UPI application can be used by customers of any Bank.
  • Push and Pull payments, i.e., Customers can make payment as well as request payment.
  • ‘Scan and Pay’ using QR code.
  • Generate QR code for linked account.
  • Customers can set “Virtual Payment Address (VPA)” for their account. Without knowing account number, users can transfer fund or demand funds using VPA. Eg. gauravmishra1@uco
  • Customer can make balance enquiry.
  • BHIM UCO-UPI is safe and secure as it offers 2 Factor Authentication.
  • Users get a 12 digit reference number for each transaction (NPCI RRN). This reference number (NPCI RRN) can be used to track the status of transaction in case of failure.

Daily Limit

Application Based

Daily Limit (INR)

USSD Channel

Person to person

1,00,000 /-

5,000/-

Person to merchant based on MCC

2,00,000/-

NA

Special Merchant

5,00,000/-

NA

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