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    • Verified By Visa
    • Personal Banking / Debit Cards

      Debit Cards

      We are delighted to welcome you to a world where convenience and security is a way of life with UCO Bank's Visa Debit Card. Now you no longer need to worry whether you are carrying enough cash, just use your UCO Visa Debit Card to enjoy the convenience of anywhere, anytime banking plus tension-free shopping, bill payments, dinning out, booking tickets online and transfer transactions at ATMs in India. After all, it's like carrying cash from your bank balance-without inconvenience or risk of carrying cash. 'Freedom from Cash' simply epitomizes all that UCO Bank VISA Debit Card stands for.

      EMV Chip Visa Debit Card

      Use your UCO Visa Debit Card at shopping locations, over the internet and at ATMs

      Debit Card Hotlisting


      Bank has introduced the facility of Debit Card hot-listing through SMS. Using this facility, a customer can hot-list Debit Card by sending SMS to 9230192301 through his/her registered Mobile No. Through this process, debit card will be hot-listed and a confirmatory SMS alert will be sent to the customer. In case the card is not hot-listed or services are not available at that point of time, then also SMS alert with proper information/guidance will go to the customer.

      The following three options will be available for hot-listing of debit card:

      Option SMS Format Example SMS to be sent on
      1 HOT HOT 9230192301
      2 HOT<space><last 4 digit of card no.> HOT 1234
      3 HOT<space><14 digit account no.> HOT 12345678901234

      The three options are explained as under:

      Option 1: All cards attached with the mobile number will be hot-listed

      In case customer does not remember the account no. or card no., then he/she has to send the SMS as shown below from registered mobile number:

      and send to 9230192301

      Based on the requesting mobile number, card/s linked to the mobile number. will be hot-listed. If mobile no. is available in multiple customer profiles, request will be declined and appropriate SMS alert will go to the customer.

      Option 2: Only mentioned card number will be hot-listed

      In this case customer has to send the SMS as shown below from his/her registered mobile number:

      HOT<space><last 4 digits of card no.>
      and send to 9230192301

      The customer can check the last four digits of the card through the SMS alerts sent to them in past on making transactions through the card. If the last 4 digits of card no. matches with the card no. issued by the Bank, then card will be hot-listed.

      Option 3: All cards linked to the primary account no. (i.e. in case of multiple accounts, the account that has been designated as the main account of operation from which purchase transactions, cash withdrawal charges and fees related charges will be debited) will be hot-listed

      In this case customer has to send the SMS as shown below from his/her registered mobile number:

      HOT<space><14 digits of account no.>
      and send to 9230192301

      If the mobile number registered with the Bank and the primary account no. belongs to the same customer, then card/s linked to the account no. will be hot-listed.

      General Conditions:

      It may be noted that, customer should consider the card as hot-listed, only after receiving confirmatory SMS alert from the Bank. Bank will neither entertain any claim nor be held liable for any loss suffered by the customer due to misuse of the card in the interim period.

      In case of un-availability of above service or in case of urgency, customers are requested to contact Bank’s 24*7 customer care on 18001030123 or can send mail to uco.custcare@ucobank.co.in.

      Apart from above mentioned facility following facilities are also available from debit card hotlisting:

      1. To contact Bank’s customer care either by dialling toll free no. 18001030123 or by sending e-mail to uco.custcare@ucobank.co.in.
      2. To contact any of the UCO Bank branch and request for hot-listing of card.
      3. Through Mobile Banking facility (for those customers, who have availed the Mobile Banking facility using the Debit card).

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