Domestic Schemes
DOMESTIC DEPOSITS
Repo Linked Savings Bank Deposit Rate ( w.e.f 10.04.2022)
| Upto Rs 10 Lakhs |
*2.60% (Linked with Repo) |
| Over Rs 10 Lakhs |
2.75% (Not Linked with Repo) |
*Linked to Repo rate
Rate of Interest On Domestic Term Deposit Less Than Rs 2 crores Stands Revised With Effect From 10.05.2022
|
Interest Rate in % p.a.
|
Interest Rate in % p.a.
|
| 1 |
7 - 14 Days
|
2.55%
|
2.80%
|
| 2 |
15 - 29 Days
|
2.55%
|
2.80%
|
| 3 |
30 - 45 Days
|
2.80%
|
3.05%
|
| 4 |
46 - 60 Days
|
3.55%
|
3.80%
|
| 5 |
61 - 90 Days
|
3.55%
|
3.80%
|
| 6 |
91 - 120 Days
|
3.70%
|
3.95%
|
| 7 |
121 - 150 Days
|
3.70%
|
3.95%
|
| 8 |
151-180 Days
|
3.70%
|
3.95%
|
| 9 |
181 to 364 days
|
4.40%
|
4.65%
|
| 10 |
1 year
|
5.30%
|
5.55%
|
| 11 |
More than 1 year but upto 2 Years
|
5.30%
|
5.80%
|
| 12 |
Above 2 Years upto 3 Years
|
5.30%
|
5.80%
|
| 13 |
Above 3 Years and less than 5 Years
|
5.60%
|
6.10%
|
| 14 |
5 years and above
|
5.30%
|
5.80%
|
The Additional interest payable on deposits of staff/Ex staff/Ex staff Sr.citizen above the general interest rate is as per following:
| Staff/Ex-staff=1.00% |
Ex Staff Sr citizen=1.50% |
a) Domestic Bulk Term Deposit 2 Cr upto and including Rs.5 Crore w.e.f. 06.04.2022 with ref. no. T&I/MUM/TDR/58/2021-22 dated 06.04.2022.
As per the decision taken by the Competent Authority rate of interest on Bulk Term deposit of Rs. 2.00 crores and above upto & including Rs. 5.00 crore stands revised as below w.e.f. 06.04.2022
| Existing |
Revised |
Existing |
Revised |
| 1 |
7-14 days |
3.05
|
3.05
|
3.05
|
3.05
|
| 2 |
15-30 days |
3.25
|
3.50
|
3.25
|
3.50
|
| 3 |
31-45 days |
3.25
|
3.50
|
3.25
|
3.50
|
| 4 |
46-90 days |
3.25
|
3.50
|
3.25
|
3.50
|
| 5 |
91-180 days |
3.05
|
3.05
|
3.05
|
3.05
|
| 6 |
181 - 210 Days |
3.05
|
3.05
|
3.05
|
3.05
|
| 7 |
211 days to 270 days |
3.05
|
3.05
|
3.05
|
3.05
|
| 8 |
271 days to 1 year |
3.90
|
3.90
|
3.90
|
3.90
|
| 9 |
>1 year to 2 year |
3.90
|
3.90
|
3.90
|
3.90
|
| 10 |
>2 year to 3 year |
3.00
|
3.00
|
3.00
|
3.00
|
| 11 |
>3 year to 5 year |
3.00
|
3.00
|
3.00
|
3.00
|
| 12 |
Above 5 years |
3.00
|
3.00
|
-
|
-
|
b) Domestic Bulk Term Deposit above Rs.5 Crore w.e.f. 06.04.2022 with ref. no. T&I/MUM/TDR/66/2021-22 dated 06.04.2022.
As per the decision taken by the Competent Authority rate of interest on Bulk Term deposit above Rs. 5.00 crores stands revised as below w.e.f. 06.04.2022
A) Single Domestic Term Deposit above Rs. 5.00 Crores
| Existing |
Revised |
Existing |
Revised |
Existing |
Revised |
| 1 |
7 - 14 Days |
3.05
|
3.05
|
3.05
|
3.05
|
3.05
|
3.05
|
| 2 |
15 - 30 Days |
3.25
|
3.50
|
3.25
|
3.50
|
3.25
|
3.50
|
| 3 |
31-45 Days |
3.25
|
3.50
|
3.25
|
3.50
|
3.25
|
3.50
|
| 4 |
46 – 90 Days |
3.25
|
3.50
|
3.25
|
3.50
|
3.25
|
3.50
|
| 5 |
91 - 180 Days |
3.05
|
3.05
|
3.05
|
3.05
|
3.05
|
3.05
|
| 6 |
181 - 210 Days |
3.05
|
3.05
|
3.05
|
3.05
|
3.05
|
3.05
|
| 7 |
211- 270 days |
3.05
|
3.05
|
3.05
|
3.05
|
3.05
|
3.05
|
| 8 |
271 days to 1 year |
3.90
|
3.90
|
3.90
|
3.90
|
3.90
|
3.90
|
| 9 |
>1 year to 2 years |
3.90
|
3.90
|
3.90
|
3.90
|
3.90
|
3.90
|
| 10 |
>2 year to 3 years |
3.00
|
3.00
|
3.00
|
3.00
|
3.00
|
3.00
|
| 11 |
>3 Years to 5 Years |
3.00
|
3.00
|
3.00
|
3.00
|
3.00
|
3.00
|
| 12 |
Above 5 Years |
3.00
|
3.00
|
3.00
|
3.00
|
3.00
|
3.00
|
B) Non-Callable Bulk Term Deposit above Rs. 5 Crores
| Existing |
Revised |
Existing |
Revised |
Existing |
Revised |
| 1 |
7 - 14 Days |
3.05
|
3.05
|
3.05
|
3.05
|
3.05
|
3.05
|
| 2 |
15 - 30 Days |
3.25
|
3.50
|
3.25
|
3.50
|
3.25
|
3.50
|
| 3 |
31-45 Days |
3.25
|
3.50
|
3.25
|
3.50
|
3.25
|
3.50
|
| 4 |
46 – 90 Days |
3.25
|
3.50
|
3.25
|
3.50
|
3.25
|
3.50
|
| 5 |
91 - 180 Days |
3.05
|
3.05
|
3.05
|
3.05
|
3.05
|
3.05
|
| 6 |
181 - 210 Days |
3.05
|
3.05
|
3.05
|
3.05
|
3.05
|
3.05
|
| 7 |
211- 270 days |
3.05
|
3.05
|
3.05
|
3.05
|
3.05
|
3.05
|
| 8 |
271 days to 1 year |
3.90
|
3.90
|
3.90
|
3.90
|
3.90
|
3.90
|
| 9 |
>1 year to 2 years |
3.90
|
3.90
|
3.90
|
3.90
|
3.90
|
3.90
|