UCO Rewardz
Overview
Dear customer, the accrual structure has been modified with effect from 5th September 2022. Please refer the below tables for the new program structure.
UCO BANK presents UCO Bank Rewardz, a loyalty program for all valued customers. Now earn UCO Points when you do an e-com or pos transaction, while making your travel booking or wealth management through UCO mBanking plus app, also an online account opening gives you loyalty rewards, your consistency as digital customers also make you earn these points and many more. Customer only needs to log in UCO mBanking plus app to enjoy the rewardz benefits.
How to Earn & Redeem UCO Points?
To earn UCO Rewardz Points, you can spend towards e-com transactions, make the bill payments, digital payments, secure your future with wealth management, travel booking, digital account opening etc. (refer the table below for more details). To reap the benefits of the UCO Reward points customer must use UCO mBanking plus app.
More Ways to Earn UCO Points
You earn UCO Points on various transactions done across many banking services:
Transaction |
UCO Points Earned |
Debit Card transactions (For POS and e-Commerce transactions) |
Non-Personalized: |
1 point per Rs.200 Maximum 2500 points per qtr. per customer. |
|
Personalized: |
|
1.5 points per Rs.200 Maximum 2500 points per qtr. per customer. |
|
Super Premium |
|
(RuPay Select/Visa Signature): |
|
2 points per Rs.200 Maximum 2500 points per qtr. per customer. |
|
Debit card activation on POS & E-Com (One Time) |
First Transaction |
1. Within 10 days: 75 |
|
2. Within 20 days: 50 |
|
3. Within 30 days: 25 |
|
In addition to above: |
|
First three Transactions |
|
1. Within 10 days – 75 |
|
2. Within 20 days – 50 |
|
3. Within 30 days – 25 |
|
Wealth Management |
20 Points (Rs.4) for 3 Online trading transactions in one month through Mobile Banking |
100 Points (Rs.20) for online NPS account opening through Mobile Banking. |
|
20 Points (Rs.4) for each NPS deposit through Mobile Banking. |
|
Birthday Bonus Points for Txn in the Birthday Week i.e. Previous 7 days of Birth day (inclusive) |
2 x rewards points on: |
POS & E-Commerce Transactions by Debit card holder. |
|
Wealth Management services (Mobile Banking). |
|
Travel Marketplace services (Mobile Banking) |
|
Online account opening (RD/ FD) through Mobile Banking |
20 points per account with a capping of maximum 200 points per quarter. |
RD: minimum Rs.500/month |
|
FD: minimum Rs.5,000/- |
|
Bill payment through Bharat Bill Payment System (BBPS) (Mobile Banking/ E-Banking, Etc.) |
2 points per transaction for Bill payment (For Current / Savings Bank account & with minimum transaction amount Rs. 100 and Maximum 50 points per month) |
Net banking self-registration |
20 Points for self–registration |
M-Banking self-registration |
100 Points for self–registration (One Time) |
Travel (Hotel/Fight/ Bus Ticket) Booking through Mobile Banking app |
5 Point per transaction of Rs. 1000/- |
Points for consistency in usage of Debit Cards / Mobile Banking / Internet Banking |
Debit Card (For minimum 3 txn, each with spend of Rs.500/- or above per month) |
Non-personalized: 20 |
|
Personalized: 35 |
|
Super Premium: 50 |
|
Internet Banking (For minimum 3 Internet Banking transaction, each with spend of Rs. 1000/- or above per month) |
|
Retail user: 20 points |
|
Corporate: 30 points. |
|
Mobile Banking (For minimum 3 transactions, each with spend of Rs.500/- and above per month) |
|
Retail user: 20 points. |
|
Corporate: 30 points. |
|
Scan n Pay ( Through mBanking app) – Once per customer per month |
10 points |
For Using U- cash in ATM |
20 Points |
Opening of UCO Suvidha Salary Account |
Classic (GMS between 15000-25000) - 50 Points |
Silver (GMS between 25001-50000) - 50 Points |
|
Gold (GMS between 50001-100000) - 100 Points |
|
Platinum (GMS above 100000)- 100 Points |
|
Account Opening - UCO Shaurya & Shoorveer w.e.f Jan 2025 |
50 points |
Redeem your accumulated UCO Points on a wide range of products across categories such as apparel, electronics, jewelry, home décor, kitchen appliances and services such as movie tickets, air tickets, mobile/DTH recharge, exclusive gift vouchers & more.
Accelerate your Earnings
Accelerate earning UCO Points by availing special offers at Max Get More partner outlets. This will ensure that you don’t just collect but also multiply your rewards while purchasing at these outlets. To check out the list of Max Get More partner outlets, please click here.
UCO Bank Rewardz Membership
As a UCO BANK Account holder, you’re auto enrolled as a member on UCO Bank Rewardz. However, to view your UCO Points and redeem them, you must log in to UCO mBanking plus app.
UCO Points Balance
To view your UCO Points Balance, Sign Into your UCO Bank Rewardz account through UCO Mobile Banking App and access rewardz section to view and redeem your points.
You can also Contact UCO Bank Rewardz customer care at 1800-419-4252 (Operational Days & Hours: Monday to Saturday, 9 AM to 6 PM)
Redemption options
Redeem your UCO Points for a host of exciting products and services:
- Merchandise
- Flight Booking
- Bus Booking
- Hotel Booking
- Movie Booking
- Mobile Recharge
- DTH Recharge
- EGV
- Charity
- Instore/Online redemption at Partner Merchants
So go ahead and earn your Reward Points, be it on your regular transactions or on those occasional ones.
