Interest Rate Deposit Account

Domestic Schemes

DOMESTIC DEPOSITS

Savings Bank Rate of Interest w.e.f 10.04.2022:-

 

Balance Rate of Interest
Upto Rs. 10 Lakhs 2.60%
Over Rs. 10 lakhs 2.75%

Rate(s) of Interest on Domestic Term Deposits less than Rs. 2 Crores (w.e.f 01-10-2023) as under:

Maturity Period ROI for General Customer Rate (%) Yield in (%)
7-14 days 2.90% 2.90%
15-29 days 2.90% 2.90%
30-45 days 3.00% 3.00%
46-60 days 4.00% 4.00%
61-90 days 4.00% 4.00%
91-120 days 4.50% 4.50%
121-150 days 4.50% 4.51%
151-180 days 5.00% 5.02%
181-364 days* 5.50% 5.54%
1 Year 6.50% 6.66%
Above 1 Yr – 2 Yrs** 6.50% 6.66%
Above 2 Yr – 3 Yrs 6.30% 6.66%
Above 3 Yr – 5 Yrs 6.20% 6.76%
Above 5 Yrs 6.10% 7.07%
**400 days (w.e.f 08.10.23) 7.05%  

The Additional Interest payable on deposits of Senior citizen/staff/ex staff /Ex staff. Sr. citizen above the “General Customer interest rate” is as under:

 

 

Tenor Up to One Year

Tenor above One Year

Staff

1.00%

Senior Citizen

0.25%

0.50%

Retired staff Senior Citizen

1.25%

1.50%

Rate(s) of Interest on Bulk Term Deposits Rs. 2 Cr & above and upto & including Rs. 10 Cr (w.e.f 24-01-2024) as under:

Maturity Period Single Term Deposit Rs. 2 Cr and above and upto & including Rs. 10 Cr Single Non-callable Bulk Term Deposit Rs. 2 Cr and above and upto & including Rs. 10 Cr
7-14 days 5.90% 5.90%
15-30 days 5.90% 5.90%
31-45 days 6.15% 6.20%
46-90 days 6.15% 6.20%
91-180 days 6.15% 6.20%
181-210 days 6.15% 6.20%
211-270 days 6.15% 6.20%
271 days to 1 Year 6.75% 6.80%
Above 1 Year to 2 Year 6.50% 6.55%
Above 2 Year to 3 Year 6.00% 6.05%
Above 3 Year to 5 Year 5.50% 5.55%
Above 5 Years 5.50% -

Domestic Bulk Deposit above Rs. 10 Crores :

A) Single Domestic Term Deposit above Rs. 10 Crs :

Customer are requested to contact the nearest branch for interest rate of bulk deposit above Rs. 10 Crs.

 

B) Non-Callable Bulk Term Deposit above Rs. 10 Crs :

Customer are requested to contact the nearest branch for interest rate of bulk deposit above Rs. 10 Crs.

 

top

Fixed deposit carousel

bottomslider_wc