UCO E-Banking
UCO Internet Banking (E-Banking) is an electronic medium through which our registered users can access various services of UCO Bank at anytime, anywhere through Internet Connection. UCO Bank Customers have online, real time access for different services provided under a complete secure environment, using 128-bit encryption Secure Socket Layer ( SSL ).
Process of Registration
Retail/Kid customers can avail the facility through online as well as offline mode. If the customer is having active debit card then he/she can registered through our website.
Retail/Kid customer can also avail the same through offline mode by submitting retail e-banking request form to the nearest UCO Bank branch.
Corporate customer can apply for internet banking services through offline mode by submitting request through corporate e-banking form to the nearest UCO Bank branch.
Services Available
UCO Bank is offering various services associated with the products offered under UCO E-Banking Banking to its customers as follows:-
Retail Banking : All Individuals above 18 years of age, having accounts under Savings Bank/Current Account/Fixed Deposit Accounts/ Loan Accounts are offered Internet Banking Services under Retail Banking/Personal Banking.
Corporate Banking : All Proprietory / Partnership firms / Private Limited Co's/Public Limited Co's having Current Accounts/Cash Credit Accounts/Fixed Deposit Accounts/Loan Accounts are offered Internet Banking Services under Corporate Banking.
Kids Banking : All Individuals between 10 and 18 years of age, having accounts under Savings Account/Fixed Deposit Accounts are offered Internet Banking Services under Kids Banking.
Comparison of UCO E-Banking Products
Available
Not Available
Key Features:
- Account View
- List of all linked a/c. to customer id
- Balance Inquiry
- Mini Account Statement
- Bill Payment
- Fund Transfer
- Self/Linked Account Fund Transfer within Bank
- Transfer to RD/Loan A/c.
- IMPS(24x7)/RTGS/NEFT Fund Transfer outside Bank
- Third Party Fund Transfer within Bank
- Standing Instruction
- Status Inquiry
- Pending Transfers
- Unapproved Transfers
- Online Deposit
- Online RD/RDUSS A/c, opening
- Online FD A/c. opening
- FD renewal
- Premature closure of FD/RD/RDUSS A/c.
- Online Sovereign Gold Bond opening
- Atal Pension Yojana Registration
- Form 15G/15H
- Online PPF A/c. opening
- Make Payment to Prime Minister National Relief Fund
- Tax Payment
- View Indirect Tax Payments
- View Direct Tax Payments
- Tax Payments
- View Form 26 AS
- Income Tax E-Filing
- ASBA (Apply for IPO)
- Online Share Trading
- Requests
- Projections
- Customer Profile
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What is UCO Internet Banking Service?
UCO Internet Banking is an electronic medium through which our registered users can access various services of UCO Bank at anytime, anywhere through Internet Connection. UCO Bank Customers have online, real time access for different services provided under a complete secure environment, using 128-bit encryption Secure Socket Layer ( SSL ).
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Why UCO Internet Banking Service ?
UCO Internet Banking Service opens up an entirely new way of doing your banking, anytime and from anywhere in the country 24 hours a day, 365 days a year right from the comfort of your home or office through internet. It is personalised to meet your requirements. It's fast and convenient with no special software requirement. Our wide range of online banking services will help you better manage your finance. Moreover, Bank will add more services/features for your convenience time to time.
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Who can use UCO Internet Banking Service?
Internet banking services can be provided to individual customers of our bank including staff having at least one operative account (Saving Bank account, Current account, Cash credit account, Overdraft Account) with the bank under retail or personal banking. Corporate Internet Banking services can be given to non-individual entities like proprietary/partnership firms/ private limited company having at least one operative account. Minors between the age group of 10 and 18 can avail the Kids internet banking facility with limited features.
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Who cannot use UCO Internet Banking Service?
Internet banking services cannot be permitted to illiterate and insolvent person.
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What If I do not have a PC?
No problem. You can access it from any computer/laptop/mobile having Internet connectivity.
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Is it safe to login from Cyber Café/Office?
Yes, provided you do not disclose your passwords to anyone and logout properly. Bank recommends customer to clear the browser cache after each session so that customer’s account information is removed from used PCs. Virtual keyboard is advisable to protect your password from malicious “spyware”and “Trojan programs” etc. Hence it will reduce the risk of password theft.
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Do I have to pay for using this service?
No! There is no extra or hidden charge for using the UCO Internet banking services. This service is absolutely free.
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How do I get access to Internet Banking Services?
Retail customers can avail the facility from online as well as offline mode. If the customer is having active debit card then he/she can registered through our website. Retails customer can also avail the same through offline mode by submitting retail e-banking request form to the nearest UCO Bank branch. Corporate customer can apply for internet banking services through offline mode by submitting request corporate e-banking form to the nearest UCO Bank branch.
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What if, I do not have an account with UCO Bank?
We shall be glad to have your account with us. Walk in to any one of our branches, our staff will assist you.
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How do I get User-Id and password for the Internet Banking Services?
You can get your ebankinguserid and password from your nearest branch where request is submitted.
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I want to register for Internet Banking Services . What do I do?
If you are retail/individual customer and having active debit card, then you can registered yourself for internet banking through our website for retail internet banking , In other cases you have to contact your nearest branch and submit application form. eBanking kit will be delivered to the requested branch.
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Why are the Passwords so cryptic?
The machine generates passwords for your first time access randomly. It is mandatory to change your passwords at first time login as per your choice.
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Can I change the User Id and Password?
It is mandatory to change the system generated passwords with your own choice at first login. You can change your passwords any number of times subsequently, but you cannot change your User Id. It is advisable to change your password frequently. Retail customer is having facility to change his/her userid during first time login only.
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How to change passwords?
Password can be changed any time and any number of times by the user at his/her own choice in customer profile. System asks the user to change the same once in 365 days cycle otherwise it will be expired. It is recommended password should be strong means it should contains alphanumeric, special characters.
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What are the good practices for creating a password?
You are requested to choose a password that is not a dictionary word and not guessable from your personal information known to others such as names in the family, vehicle numbers, date of birth etc. You should change your password frequently. Please try to remember the password and do not write it down or paste it somewhere.
Security Warning :
Your User Id and Password are highly confidential. Do not part share it with anyone. UCO Bank will never ask for this information. Hence, Do not tell your password to anyone even if they claim to be from the bank.
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I am unable to login with the couriered Password and allotted Customer ID.
Passwords are case sensitive. Also be a little more careful while typing the system-generated passwords for the first time. In case you are still not able to login, Please contact your branch or write to us at hoe_banking.calcutta@ucobank.co.in/uco.custcare@ucobank.co.in
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What happens if I forget my User Id for Internet Banking Service / Internet Banking?
In case you forget the User Id for Internet Banking Services, please contact any nearest UCO Bank Branch.
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What happens if I don't logout?
Please ensure to logout when you finish using the UCO Internet Banking Service.
Security Warning :
We strongly recommend not to leave your system in between during uses of Internet Banking, as this will give opportunity to others around you to operate your accounts.
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Can I use the Mailbox to send e-mails to my friends?
No! The mailbox is only for communication between you and UCO Internet Banking Service.
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What is the default limit for internet banking ?
Present e-Banking transaction limit for Retail and Corporate customers are as under:
| Retail Users |
15Lacs |
15Lacs |
15Lacs |
15Lacs |
15Lacs |
15Lacs |
10 Lacs |
10 Lacs |
| Corporate Users |
25 Lacs |
50 Lacs |
10 Lacs |
50 Lacs |
10 Lacs |
50 Lacs |
20 Lacs |
20 Lacs |
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Whether limit can be enhanced?
Internet banking transaction limit can be enhanced. Please contact your base branch.
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Can cash credit account holder avail internet banking ?
Internet banking facility is also available for cash credit account holder.
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Is fund transfer facility is allowed in cash credit account through internet banking?
Fund transfer facility is allowed in cash credit account except self -linked transfer and online bill payment
