Domestic Schemes
DOMESTIC DEPOSITS
Repo Linked Savings Bank Deposit Rate ( w.e.f 18.11.2020)
| Upto Rs 25 Lakhs |
*2.50% |
| Over Rs 25 Lakhs |
2.50% |
*Linked to Repo rate
Rate(s) of interest on Domestic Term Deposits, stands revised with effect from 16.11.2021
Revision In Additional Interest Benefit on Domestic Term deposit below Rs. 2.00 cr for Retired Staff (Senior citizen)
|
General (Non-Staff, Non-Senior Citizen)
|
General (Non-Staff, Senior Citizen
|
Ex-Staff (Senior Citizen) Existing Rate
|
Ex-Staff (Senior Citizen) Revised Rate
|
| 1 |
7 - 14 Days
|
2.55%
|
2.80%
|
3.80%
|
4.05%
|
| 2 |
15 - 29 Days
|
2.55%
|
2.80%
|
3.80%
|
4.05%
|
| 3 |
30 - 45 Days
|
2.80%
|
3.05%
|
4.05%
|
4.30%
|
| 4 |
46 - 60 Days
|
3.55%
|
3.80%
|
4.80%
|
5.05%
|
| 5 |
61 - 90 Days
|
3.55%
|
3.80%
|
4.80%
|
5.05%
|
| 6 |
91 - 120 Days
|
3.70%
|
3.95%
|
4.95%
|
5.20%
|
| 7 |
121 - 150 Days
|
3.70%
|
3.95%
|
4.95%
|
5.20%
|
| 8 |
151-180 Days
|
3.70%
|
3.95%
|
4.95%
|
5.20%
|
| 9 |
181 to 364 days
|
4.40%
|
4.65%
|
5.65%
|
5.90%
|
| 10 |
1 year
|
4.90%
|
5.15%
|
6.15%
|
6.40%
|
| 11 |
More than 1 year but upto 2 Years
|
5.00%
|
5.50%
|
6.25%
|
6.50%
|
| 12 |
Above 2 Years upto 3 Years
|
5.00%
|
5.50%
|
6.25%
|
6.50%
|
| 13 |
Above 3 Years and less than 5 Years
|
5.05%
|
5.55%
|
6.30%
|
6.55%
|
| 14 |
5 years and above
|
5.05%
|
5.55%
|
6.30%
|
6.55%
|
a) Domestic Bulk Term Deposit 2 Cr upto and including Rs.5 Crore w.e.f. 15.12.2021 with ref. no. T&I/MUM/TDR/58/2021-22 dated 15.12.2021.
As per the decision taken by the Competent Authority rate of interest on Bulk Term deposit of Rs. 2.00 crores and above upto & including Rs. 5.00 crore stands revised as below w.e.f. 15.12.2021
| Existing |
Revised |
Existing |
Revised |
| 1 |
7-14 days |
3.05 |
3.05 |
3.05 |
3.05 |
| 2 |
15-30 days |
3.25 |
3.25 |
3.25 |
3.25 |
| 3 |
31-45 days |
3.25 |
3.25 |
3.25 |
3.25 |
| 4 |
46-90 days |
3.25 |
3.25 |
3.25 |
3.25 |
| 5 |
91-180 days |
3.05 |
3.05 |
3.05 |
3.05 |
| 6 |
181 - 210 Days |
3.05 |
3.05 |
3.05 |
3.05 |
| 7 |
211 days to 270 days |
3.05 |
3.05 |
3.05 |
3.05 |
| 8 |
271 days to 1 year |
3.75 |
3.65 |
3.75 |
3.65 |
| 9 |
>1 year to 2 year |
3.75 |
3.65 |
3.75 |
3.65 |
| 10 |
>2 year to 3 year |
3.00 |
3.00 |
3.00 |
3.00 |
| 11 |
>3 year to 5 year |
3.00 |
3.00 |
3.00 |
3.00 |
| 12 |
Above 5 years |
3.00 |
3.00 |
- |
- |
b) Domestic Bulk Term Deposit above Rs.5 Crore w.e.f. 15.12.2021 with ref. no. T&I/MUM/TDR/66/2021-22 dated 15.12.2021.
As per the decision taken by the Competent Authority rate of interest on Bulk Term deposit above Rs. 5.00 crores stands revised as below w.e.f. 15.12.2021
A) Single Domestic Term Deposit above Rs. 5.00 Crores
| Existing |
Revised |
Existing |
Revised |
Existing |
Revised |
| 1 |
7 - 14 Days |
3.05 |
3.05 |
3.05 |
3.05 |
3.05 |
3.05 |
| 2 |
15 - 30 Days |
3.25 |
3.25 |
3.25 |
3.25 |
3.25 |
3.25 |
| 3 |
31-45 Days |
3.25 |
3.25 |
3.25 |
3.25 |
3.25 |
3.25 |
| 4 |
46 – 90 Days |
3.25 |
3.25 |
3.25 |
3.25 |
3.25 |
3.25 |
| 5 |
91 - 180 Days |
3.05 |
3.05 |
3.05 |
3.05 |
3.05 |
3.05 |
| 6 |
181 - 210 Days |
3.05 |
3.05 |
3.05 |
3.05 |
3.05 |
3.05 |
| 7 |
211- 270 days |
3.05 |
3.05 |
3.05 |
3.05 |
3.05 |
3.05 |
| 8 |
271 days to 1 year |
4.05 |
3.65 |
4.05 |
3.65 |
4.05 |
3.65 |
| 9 |
>1 year to 2 years |
3.75 |
3.65 |
3.75 |
3.65 |
3.75 |
3.65 |
| 10 |
>2 year to 3 years |
3.00 |
3.00 |
3.00 |
3.00 |
3.00 |
3.00 |
| 11 |
>3 Years to 5 Years |
3.00 |
3.00 |
3.00 |
3.00 |
3.00 |
3.00 |
| 12 |
Above 5 Years |
3.00 |
3.00 |
3.00 |
3.00 |
3.00 |
3.00 |
B) Non-Callable Bulk Term Deposit above Rs. 5 Crores
| Existing |
Revised |
Existing |
Revised |
Existing |
Revised |
| 1 |
7 - 14 Days |
3.05 |
3.05 |
3.05 |
3.05 |
3.05 |
3.05 |
| 2 |
15 - 30 Days |
3.25 |
3.25 |
3.25 |
3.25 |
3.25 |
3.25 |
| 3 |
31-45 Days |
3.25 |
3.25 |
3.25 |
3.25 |
3.25 |
3.25 |
| 4 |
46 – 90 Days |
3.25 |
3.25 |
3.25 |
3.25 |
3.25 |
3.25 |
| 5 |
91 - 180 Days |
3.05 |
3.05 |
3.05 |
3.05 |
3.05 |
3.05 |
| 6 |
181 - 210 Days |
3.05 |
3.05 |
3.05 |
3.05 |
3.05 |
3.05 |
| 7 |
211- 270 days |
3.05 |
3.05 |
3.05 |
3.05 |
3.05 |
3.05 |
| 8 |
271 days to 1 year |
4.05 |
3.65 |
4.05 |
3.65 |
4.05 |
3.65 |
| 9 |
>1 year to 2 years |
3.75 |
3.65 |
3.75 |
3.65 |
3.75 |
3.65 |