Domestic Schemes
DOMESTIC DEPOSITS
Repo Linked Savings Bank Deposit Rate ( w.e.f 18.11.2020)
| Upto Rs 25 Lakhs |
*2.50% |
| Over Rs 25 Lakhs |
2.50% |
*Linked to Repo rate
Rate(s) of interest on Domestic Term Deposits, stands revised with effect from 10.01.2021
Domestic Term Deposit rates for less than Rs. 2 Crore
|
Interest Rate in % p.a.
|
Annualised yield in %
|
Interest Rate in % p.a.
|
Annualised yield in %
|
| 1 |
7 - 14 Days
|
2.55%
|
2.55%
|
2.80%
|
2.80%
|
| 2 |
15 - 29 Days
|
2.55%
|
2.55%
|
2.80%
|
2.80%
|
| 3 |
30 - 45 Days
|
2.80%
|
2.80%
|
3.05%
|
3.05%
|
| 4 |
46 - 60 Days
|
3.55%
|
3.55%
|
3.80%
|
3.80%
|
| 5 |
61 - 90 Days
|
3.55%
|
3.55%
|
3.80%
|
3.80%
|
| 6 |
91 - 120 Days
|
3.70%
|
3.70%
|
3.95%
|
3.95%
|
| 7 |
121 - 150 Days
|
3.70%
|
3.71%
|
3.95%
|
3.96%
|
| 8 |
151-180 Days
|
3.70%
|
3.71%
|
3.95%
|
3.96%
|
| 9 |
181 to 364 days
|
4.40%
|
4.42%
|
4.65%
|
4.68%
|
| 10 |
1 year
|
4.90%
|
4.99%
|
5.15%
|
5.25%
|
| 11 |
More than 1 year but upto 2 Years
|
5.00%
|
5.09%
|
5.50%
|
5.61%
|
| 12 |
Above 2 Years upto 3 Years
|
5.00%
|
5.22%
|
5.50%
|
5.77%
|
| 13 |
Above 3 Years and less than 5 Years
|
5.05%
|
5.42%
|
5.55%
|
5.99%
|
| 14 |
5 years and above
|
5.05%
|
5.70%
|
5.55%
|
6.35%
|
As per the decision taken by the Competent Authority rate of interest on Bulk Term deposit of Rs. 2 Cr and above upto & including Rs. 5.00 Crore stands revised as below w.e.f. 11-01-2021.
a) Term Deposits Of Rs. 2.00 Crore and above - upto & including Rs. 5.00 Crore
T&I/MUM/TDR/38/2020-21 dated 08-01-2021.
| 1 |
7-14 days |
2.50
|
| 2 |
15-30 days |
2.50
|
| 3 |
31-45 days |
2.50
|
| 4 |
46-90 days |
2.50
|
| 5 |
91-180 days |
2.50
|
| 6 |
181 - 210 Days |
2.75
|
| 7 |
211 days to 270 days |
2.75
|
| 8 |
271 days to 1 year |
2.75
|
| 9 |
>1 year to 2 year |
2.75
|
| 10 |
>2 year to 3 year |
3.00
|
| 11 |
>3 year to 5 year |
3.00
|
| 12 |
Above 5 years |
3.00
|
As per the decision taken by the Competent Authority rate of interest on Bulk Term deposit above Rs. 5.00 crores stands revised as below w.e.f. 08-01-2021.
b) BULK TERM DEPOSITS ABOVE Rs. 5.00 CRORES – RATES EFFECTIVE FROM 08-01-2021.
T&I/MUM/TDR/37/2020-21
| Existing |
Revised |
Existing |
Revised |
Existing |
Revised |
| 1 |
7 - 14 Days |
2.75
|
2.50
|
2.75
|
2.50
|
2.75
|
2.50
|
| 2 |
15 - 30 Days |
2.75
|
2.50
|
2.75
|
2.50
|
2.75
|
2.50
|
| 3 |
31-45 Days |
2.75
|
2.50
|
2.75
|
2.50
|
2.75
|
2.50
|
| 4 |
46 – 90 Days |
2.75
|
2.50
|
2.75
|
2.50
|
2.75
|
2.50
|
| 5 |
91 - 180 Days |
2.75
|
2.50
|
2.75
|
2.50
|
2.75
|
2.50
|
| 6 |
181 - 210 Days |
2.75
|
2.75
|
2.75
|
2.75
|
2.75
|
2.75
|
| 7 |
211- 270 days |
2.75
|
2.75
|
2.75
|
2.75
|
2.75
|
2.75
|
| 8 |
271 days to 1 year |
3.00
|
2.75
|
3.00
|
2.75
|
3.00
|
2.75
|
| 9 |
>1 year to 2 years |
3.00
|
2.75
|
3.00
|
2.75
|
3.00
|
2.75
|
| 10 |
>2 year to 3 years |
3.25
|
3.00
|
3.25
|
3.00
|
3.25
|
3.00
|
| 11 |
>3 Years to 5 Years |
3.25
|
3.00
|
3.25
|
3.00
|
3.25
|
3.00
|
| 12 |
Above 5 Years |
3.25
|
3.00
|
3.25
|
3.00
|
3.25
|
3.00
|