Domestic Schemes
DOMESTIC DEPOSITS
Repo Linked Savings Bank Deposit Rate ( w.e.f 10.04.2022)
| Upto Rs 10 Lakhs |
*2.60% (Linked with Repo) |
| Over Rs 10 Lakhs |
2.75% (Not Linked with Repo) |
*Linked to Repo rate
Rate of Interest On Domestic Term Deposit Less Than Rs 2 crores Stands Revised With Effect From 02.12.2022
|
Maturity Period
|
Existing ROI for General
|
Revised ROI for General
|
Existing ROI for
Senior Citizen
|
Revised ROI For Senior Citizen
|
|
Rate % p.a.
|
yield in %
|
Rate % p.a.
|
yield in %
|
Rate % p.a.
|
yield in %
|
Rate % p.a
|
yield in %
|
|
7-14 days
|
2.90%
|
2.90%
|
2.90%
|
2.90%
|
3.15%
|
3.15%
|
3.15%
|
3.15%
|
|
15-29 days
|
2.90%
|
2.90%
|
2.90%
|
2.90%
|
3.15%
|
3.15%
|
3.15%
|
3.15%
|
|
30-45 days
|
3.00%
|
3.00%
|
3.00%
|
3.00%
|
3.25%
|
3.25%
|
3.25%
|
3.25%
|
|
46-60 days
|
3.50%
|
3.50%
|
4.00%
|
4.00%
|
3.75%
|
3.75%
|
4.25%
|
4.25%
|
|
61-90 days
|
3.50%
|
3.50%
|
4.00%
|
4.00%
|
3.75%
|
3.75%
|
4.25%
|
4.25%
|
|
91-120 days
|
3.75%
|
3.75%
|
4.00%
|
4.00%
|
4.00%
|
4.00%
|
4.25%
|
4.25%
|
|
121-150 days
|
3.75%
|
3.76%
|
4.50%
|
4.51%
|
4.00%
|
4.01%
|
4.75%
|
4.76%
|
|
151-180 days
|
3.75%
|
3.76%
|
5.00%
|
5.02%
|
4.00%
|
4.01%
|
5.25%
|
5.27%
|
|
181-364 days
|
4.65%
|
4.68%
|
6.00%
|
6.04%
|
4.90%
|
4.93%
|
6.25%
|
6.30%
|
|
1 year
|
5.75%
|
5.88%
|
6.35%
|
6.50%
|
6.00%
|
6.14%
|
6.60%
|
6.77%
|
|
Above 1 Yr to upto 443 days
|
5.75%
|
5.88%
|
6.20%
|
6.35%
|
6.25%
|
6.40%
|
6.70%
|
6.87%
|
|
above 445 days to upto 665 days
|
5.75%
|
5.88%
|
6.20%
|
6.35%
|
6.25%
|
6.40%
|
6.70%
|
6.87%
|
|
Above 667 days to upto 2 yrs
|
5.75%
|
5.88%
|
6.20%
|
6.35%
|
6.25%
|
6.40%
|
6.70%
|
6.87%
|
|
Above 2 yrs and up to 3 yrs
|
5.60%
|
5.88%
|
6.00%
|
6.32%
|
6.10%
|
6.44%
|
6.50%
|
6.88%
|
|
Above 3 yrs and below 5 yrs
|
5.60%
|
6.05%
|
6.00%
|
6.52%
|
6.10%
|
6.64%
|
6.50%
|
7.11%
|
|
5 yrs and above
|
5.50%
|
6.28%
|
6.00%
|
6.94%
|
6.00%
|
6.94%
|
6.50%
|
7.61%
|
|
444 days
|
6.15%
|
6.34%
|
6.25%
|
6.45%
|
6.65%
|
6.87%
|
6.75%
|
6.98%
|
|
666 days
|
6.25%
|
6.57%
|
6.50%
|
6.85%
|
6.75%
|
7.13%
|
7.00%
|
7.40%
|
The Additional interest payable on deposits of staff/Ex staff/Ex staff Sr.citizen above the general interest rate is as per following:
| Staff-1.00% |
Retired staff Sr citizen – Tenure up to 1 Year: 1.25%
Tenure above 1Year: 1.50%
|
a) Domestic Bulk Term Deposit 2 Cr upto and including Rs.10 Crore w.e.f. 28.11.2022 with ref. no. T&I/MUM/TDR/32/2022-23 dated 28.11.2022.
As per the decision taken by the Competent Authority rate of interest on Bulk Term deposit of Rs. 2.00 crores and above upto & including Rs. 10.00 crore stands revised as below w.e.f. 28.11.2022
|
Sl. No.
|
Deposit period
|
Single Term Deposit Rs. 2 Cr and above upto & including Rs. 10.00 Crore
|
Single Non- Callable Bulk Term Deposit Rs. 2 Cr and above upto & including Rs. 10.00 Crore
|
|
Existing
|
Revised
|
Exisiting
|
Revised
|
|
1
|
7 - 14 Days
|
5.90
|
5.90
|
5.95
|
5.95
|
|
2
|
15 - 30 Days
|
5.90
|
5.90
|
5.95
|
5.95
|
|
3
|
31 - 45 Days
|
6.15
|
6.15
|
6.20
|
6.20
|
|
4
|
46 - 90 Days
|
6.15
|
6.15
|
6.20
|
6.20
|
|
5
|
91 - 180 Days
|
6.15
|
6.15
|
6.20
|
6.20
|
|
6
|
181 - 210 Days
|
6.15
|
6.15
|
6.20
|
6.20
|
|
7
|
211 days to 270 days
|
6.15
|
6.15
|
6.20
|
6.20
|
|
8
|
271 days to 1 year
|
7.20
|
7.20
|
7.25
|
7.25
|
|
9
|
>1 year to 2 year
|
7.20
|
7.20
|
7.25
|
7.25
|
|
10
|
>2 year to 3 year
|
5.50
|
5.50
|
5.55
|
5.55
|
|
11
|
>3 year to 5 year
|
5.50
|
5.50
|
5.55
|
5.55
|
|
12
|
Above 5 years
|
5.50
|
5.50
|
-
|
-
|
b) Domestic Bulk Term Deposit above Rs.10 Crore w.e.f. 28.11.2022 with ref. no. T&I/MUM/TDR/32/2022-23 dated 28.11.2022.
As per the decision taken by the Competent Authority rate of interest on Bulk Term deposit above Rs. 10.00 crores stands revised as below w.e.f. 28.11.2022
A) Single Domestic Term Deposit above Rs. 10.00 Crores
"Customers are requested to contact the nearest branch for interest rate of bulk deposit above Rs 10.00 crores"
B) Non-Callable Bulk Term Deposit above Rs. 10 Crores
"Customers are requested to contact the nearest branch for interest rate of bulk deposit above Rs 10.00 crores"