KCC Renewal <1.6L – Product Details

• All standard KCC accounts
• The maximum combined KCC limit defined will be less than or equal to Rs. 1.6 Lacs. The renewal will be done in all states
• 10% limit enhancement for cumulative limit of KCC subject to maximum of Rs. 1.6 Lakhs per customer
• 10% enhancement will be given to those customers who either repay their dues within 1 year of disbursement or repay at the time of renewal
• If the customer makes part payment or no payment, then the account will be reviewed but will not be eligible for interest subvention and 10% enhancement in Drawing Power

• The maximum Drawing Power is Rs. 1.6 Lakh per customer
• All enhancements will be made, subjecting the post-enhancement amount to this upper limit of Rs. 1.6 Lakh

• KCC Renewal will be done through STP or SMS services for all eligible customers
• There will be no separate branch visit before the renewal is done, branches can continue with their routine inspections following current protocol

• Customer can review KCC limit using below link

https://onlineucolps.in:449/lendperfect/landing

• Renewal through SMS:

• Customer having no overdue can review their KCC account limit by sending SMS to 9222200799 with following 6 digit keyword :

1. 1. a. KCCRNW - For review account  without enhancement in limit.
   2. b. KCCRNE - For review account with 10% enhancement* in limit.

1. *subject to maximum eligibility or drawing power allowed through STP whichever is less

• Nil

• This end to end journey may be accessed through UCO website or mobile phone, using the link shared by the bank