PART - I - FEATURES OF “UCO CARE CURRENT ACCOUNT”

Minimum Balances to open Account.
AND
Minimum Average Monthly Balances to be maintained in the account.

• Rs. 10000/- at Metro / Urban Centre.
• Rs. 5000/- at Semi-Urban Centre.
• Rs. 2500/- at Rural Centre.

2.

Cheque Book

• 50 cheque leaves free per Half-Year.
• Thereafter, Rs. 3/- per cheque leaf.

3.

Immediate credit of outstation cheques

• Limit Upto Rs. 25000/- per occasion.

4.

PO/DD/TT/MT

• FREE :  Upto Rs. 10000/- per day.
• Above Rs. 10000/-: 25% discount on applicable Charges.

5.

NEFT

• FREE

6.

RTGS

• 50% of applicable charges

7.

Ledger Folio Charges

• FREE

8.

Standing Instructions

• FREE within same branch only.
• Rs. 50/- for other branches per occasion.

9.

Balance Certificate

• FREE

10.

Statement of Account

• Monthly once Free. 
• Thereafter, Rs. 100/- per request.

11.

• At Same Centre
• Inter Sol Charges

• At same centre- Collection of local cheque by any CBS branch at the same centre where base branch is located - FREE
• FREE - Inter Sol charges on such transactions.

12.

• Outstation Cheque Collection charges

• At Other Centre - 50% Outstation cheque collection charges will be levied.

13.

Cash Deposit :- (By the customer/ his representative)

13a.

Inter Sol charges for Deposit of Cash at a Non-base branch at other SOL

• Fully Waived
• No cash handling charges upto Rs. 50000/- per day.

13b.

Deposit of Cash at any branch of other Bank for credit to account with our Bank Branch & vice-versa

• Will attract Banks applicable charges.

14.

Cash Withdrawal :-

14a.

• At Local Non-base branch

• Self-withdrawal upto Rs. 50000/- per day -No Inter Sol Charges

14b.

• At Outstation Non-base branch

• Self-withdrawal limit of Rs. 50000/- to customers throughself cheques at non base branch.
• No cash payment / withdrawal allowed to third party at Non-base branch.

15.

Payment against Un-cleared Effects

• As per delegated power of the Branch Head.

16.

Stop Payment Charges

• Rs. 50/- per instrument
• Maximum Rs. 500/- per lot.

17.

Charges for non-maintenance of minimum monthly average balance

• Rs. 500/- per quarter.
• Wherever, Overdraft facility against liquid collateral/s is sanctioned and availed, in such cases charges for non-maintenance of monthly balance charges shall be completely waived off.

18.

If the above default occurs for any 2 months in a half year

• Account will be downgraded to ‘UCO Basic Current Account Scheme’ (i.e. no concessional charges) for a period of 6 months and will be upgraded thereafter on request with maintenance of minimum average balance.

19.

Charge for closure of Account. within 12 months

• For Firms and Companies Rs. 500/-
• For Others Rs. 250/-

20.

VISA Debit Card

• FREE (Facility available for INDIVIDUAL Current Account-holders only)

21.

e-banking facility / Mobile Banking facility

• AVAILABLE

22.

Switching over of 'UCO Basic Current Account holders to ‘UCO Care Current Account Scheme’

• Existing Basic Current Account holders who wish to avail facilities under ‘UCO Care Scheme’ shall have to switch over to this scheme with written request and an undertaking to satisfy the minimum balance criteria under the scheme.