The Kishan Credit Card (KCC) is a scheme launched by the Government of India to provide farmers with easy access to credit.UCO Bank offers online renewal of KCC of existing customers with web journey as well as SMS journey to ensure that the farmer continues to enjoy uninterrupted credit benefits with simplifying the process .With our easy renewal process, borrower can continue accessing the financial support without any delays.
Customer can apply for Digital KCC Renewal with their mobile no/saving account no/customer id by clicking on Start Application
KEY FACT STATEMENT (Illustration)
Particulars
Details
Eligibility Criteria
All standard KCC accounts The maximum combined KCC limit defined will be less than or equal to Rs. 2.0 Lacs. The renewal will be done in all states 10% limit enhancement for cumulative limit of KCC subject to maximum of Rs. 2.0 Lakhs per customer 10% enhancement will be given to those customers who either repay their dues within 1 year of disbursement or repay at the time of renewal If the customer makes part payment or no payment, then the account will be reviewed but will not be eligible for interest subvention and 10% enhancement in Drawing Power
Maximum Drawing Power
The maximum Drawing Power is Rs. 2.0 Lakh per customer All enhancements will be made, subjecting the post-enhancement amount to this upper limit of Rs. 2.0 Lakh
Branch Visit
KCC Renewal will be done through STP or SMS services for all eligible customers There will be no separate branch visit before the renewal is done, branches can continue with their routine inspections following current protocol
Processing & Other charges
Nil
Method of Renewal
1. Customer can renew KCC limit using link available in UCO Bank website Renewal through SMS: 2. Customer having no overdue can review their KCC account limit by sending SMS to 9222200799 with following 6 digit keyword : a. KCCRNW - For review account without enhancement in limit. b. KCCRNE - For review account with 10% enhancement* in limit.
Point of Contact
For any query please contact Base Branch Customer Care: 1800 8910 For Technical issues Landline: 03344559409 Email:- digital.lending@ucobank.co.in
KCC accounts must be standard on date to be eligible for online annual Review..
The maximum combined KCC limit define should be less than or equal to 2.00 lacs.
Customer should have registered his/ her mobile number with Bank.
If the customer makes only part payment of overdue amount then account will be reviewed but will not be eligible for interest subvention and then 10% enhancement won’t be awarded to the customer.
If the customer paid overdue amount along with interest or there is no overdue amount then customer will be eligible for interest subvention and 10% limit enhancement.
110% limit enhancement for any KCC accounts should be subject to maximum of Rs 2.00 lacs or sanction amount whichever is less per KCC holder
KCC Limit will be renewed with existing rate of interest. KCC holder can avail interest subvention of 3% for regular repayment as GOI/Bank guideline in their respective KCC account.
Customer having no overdue can renew through SMS and WhatsApp
*Please Note:-Read all the terms and condition carefully before applying, In case of wrong submission of required data, application will be rejected.
